Privacy Policy

Effective date: September 3, 2026

Miro Financial LLC ("Miro Financial," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect through mirofinancial.com (the "Site"), how we use it, and the choices you have — including with respect to text messaging (SMS) communications.

1. Information We Collect

We collect information you provide directly to us, such as when you request a quote, contact us by phone, email, or the Site's contact form. This may include:

Name, email address, phone number, and mailing address
Information about the type of insurance or annuity coverage you're interested in
Any other details you choose to share with us to help us respond to your request

We do not require you to create an account or provide sensitive medical information through the Site itself; detailed underwriting information, if needed, is collected directly by a licensed agent or the insurance carrier as part of the application process.

2. How We Use Your Information

To respond to your quote request and connect you with a licensed insurance agent
To communicate with you by phone, email, or text message about your inquiry
To improve the Site and our services
To comply with legal and regulatory obligations applicable to insurance agencies

3. SMS / Text Messaging Privacy

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties for any purpose other than to facilitate the text message program you opted into, and as permitted by applicable law.

If you opt in to receive SMS text messages from Miro Financial LLC (for example, by checking the SMS consent box on our quote request form), we use your mobile phone number solely to send you messages related to your quote request and related follow-up from a licensed agent. Message frequency varies. Message and data rates may apply. You may opt out at any time by replying STOP, or request help by replying HELP. See our Terms & Conditions for full SMS program terms.

4. Cookies & Similar Technologies

The Site may use basic cookies or similar technologies to support core functionality and understand how visitors use the Site. You can control cookies through your browser settings.

5. Sharing of Information

Aside from the SMS-specific restriction above, we may share your information with:

Licensed insurance carriers, in order to obtain quotes or process an application on your behalf
Service providers who help us operate the Site and our business, under confidentiality obligations
Regulators or authorities where required by law

We do not sell your personal information.

6. Data Security

We use reasonable administrative and technical safeguards designed to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Your Choices

You may opt out of SMS messages at any time by replying STOP to any message you receive from us.
You may opt out of marketing emails using the unsubscribe link in those emails.
You may contact us at any time to ask what information we hold about you or to request it be deleted, subject to any legal or contractual obligations we may have to retain it.

8. Children's Privacy

The Site is not directed to individuals under 18, and we do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The "Effective date" above reflects the most recent revision.

10. Contact Us

Miro Financial LLC
300 SE 2nd Street, Suite 600
Fort Lauderdale, FL 33301
Phone: (954) 300-3236
Email: admin@mirofinancial.com